Here is a card I made for the November challenge at Ching-Chou Kuik's challenge and inspiration blog. This month it's challenge is Christmas. Easy, right?
For my card I used image called Sweet December.
She's been watercolored mostly with distress inks and aqua painter. Use pearlescent watercolors on the background. The I added details with silver pen. Sentiment and papers are from Stampin Up, embossing folder from Spellbinders. Die cut started out as a circle which I cut apart.